Alexandria Oberbeck – Real Estate Agent
Alexandria Oberbeck – Real Estate Agent
If you want to buy a home soon, for the first time or the tenth time, you’ll need to take a look at your credit score. Your credit score is one of the factors a lender will look at when determining 1) if you qualify for a mortgage and 2) your interest rate on that …
New builds are looking better than ever, especially in a market like ours. But there are a few things you need to watch out for when buying a new build. Here’s what you need to know before you sign on the dotted line. -Have pros on your team. Make sure you have a buyer’s agent! …
Right now, our market is considered a low inventory market. That means that there are considerably more buyers (demand) than there are properties for sale (supply). And that means it’s a challenge to buy a home these days. But don’t worry. With a little patience and flexibility, it’s possible! I also recommend doing the following …
Getting an inspection on a property is a standard part of the buying process so you know exactly what you’re getting into. An inspection gives you a good idea of the condition of the house and if there are any problems or big repairs needed. Every buyer and seller hopes that the inspection will come …
Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because any increase in mortgage rates …
It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing the dream home. Most lenders can pre-qualify you for a mortgage over the phone. …
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, the lower your interest rate will be. …