Are you interested in buying now or in the future? Most potential home buyers wait to talk to a mortgage lender until they’re ready to buy. Makes sense, right? Why bother filling out a bunch of paperwork and gathering up your financial statements if you’re not going to buy right away?
If buying a home is one of your long-term goals, it is still important to talk to a lender sooner rather than later. The goal of any good mortgage lender is to help you get “mortgage-ready.” This means getting you and your finances in order so you can qualify for the best mortgage possible, with financial terms and a monthly payment that make sense for you and your budget. So even if you plan to buy a home in a year or five, sitting with a mortgage lender today can help you get closer to being a homeowner. You’ll also become familiar with the lengthy process, what you’ll need and what to expect when purchasing a home.
Most lenders can even help you create an action plan to improve your credit so that you know exactly what you need to do to get a higher credit score. If you’re looking to build your credit before buying a home click HERE and enter your contact information for a free consultation with a My Credit Guy!
Contact me for information on local mortgage lenders.